Terms of service

Terms of access, use and / or interaction within the strategy and policy of our business

⧭ This document is protected by copyright. The rightful owner of the information, the company that provides the services of the Personal Data Protection Officer of Neotech Finance OÜ reserves all the rights regarding the information regarding it as a structured way of organizing the text.

⧭ This document has a complex legal nature:

The document regarding the structure and organization of the information – Neotech Finance OÜ has a right of limited use for an indefinite period of time of the text of this version in Romanian, without the Header and Footer sections (“Header” and “Footer”) bearing the author’s trademark or without express reference to the author of this document, even using his own identifying marks, for personal benefit in order to facilitate the interactions and contractual relations to which he is a party. Neotech Finance OÜ notifies you that it is not the owner of this document as a way of structuring the information. Viewed in this view, the rightful owner of the information reserves all rights in relation to the information contained in this document. It is forbidden to transmit this document in a digital format other than the “.pdf” extension, or in a physical format other than the minimum number of A4 sheets.

Physical document held by the Contracting Parties – may be managed by the Contracting Parties as a physical document only for use in the contractual relationship and for the purpose of proving the contractual relationship with the other Contracting Party or with national or supranational authorities having a valid legal right and necessarily interpreted in the strictest possible objective way; for this purpose it may be copied or transmitted, in whole or in part, containing in any case the mandatory section “Copyright. © 2021 ARON SAMU PHD LLM ESQ OÜ. All rights reserved.”. It is forbidden to send this document in a format other than “.pdf” or in a physical format other than the minimum number of A4 sheets. The information and personal data integrated in the physical document following the completion and signing of the final section requesting the identification of the parties will be managed in the workflow of the Personal Data Protection Officer of Neotech Finance OÜ, and will be stored by him in the account Google LLC Email aron.samu@aronsamu.com.

⧭ After the disappearance of any circumstances requiring the parties to retain the document in order to exercise their rights or fulfill their contractual obligations or to interact with national or supranational authorities having a valid and necessary legal right interpreted in the strictest possible objective manner in relation to this document, the parties have the obligation to destroy the physical and / or electronic copies of this document, considered in both senses, both as a structure and organization of the information and as a physical document.

⧭ Any unauthorized use, reproduction, alteration, modification, completion or processing is prohibited. For any information or ambiguity regarding the rights in this document, the parties are obliged to contact the rightful owner of the information at Google LLC Email aron.samu@aronsamu.com.

⧭ The owner of the information and Neotech Finance OÜ as the holder of the indefinite right of use of the text of this version reserves the right to use all legal means to mitigate and recover the damages suffered by the infringement.

Legal notification: You have a legal obligation to recognize, fully understand and accept freely and lack any constraint all the provisions included here, within the terms of access, use and / or interaction in the strategy and policy of our business (” TERMS “) IMMEDIATELY AFTER THE FIRST ACCESS, USE AND / OR INTERACTION (EVEN ACCIDENTAL) AND ALWAYS BEFORE CONTINUATION OF ANY ACCESS, USE AND / OR INTERACTION WITH ANY” INTERACTIONS WITH OUR BUSINESS.

The Terms of Access, Use and / or Interaction in our Business Strategy and Policy create a legally binding agreement between you (the visitor, the user and / or the Counterparty) and Neotech Finance OÜ and our affiliated or controlled entities. significantly (collectively hereinafter referred to as “Neotech Finance OÜ”, “Neotech Finance”, “ours”, “ours” and / or “us”, by way of example) on the other hand regarding access, use and / or your interaction in any interaction with our business.

We wish you a warm welcome to the Neotech Finance experience! You have accessed our business (including our information, products and / or services) and are in the process of reading, acknowledging, fully understanding and accepting freely and without any constraint all provisions contained herein, in the Terms of Access, use and / or interaction within our Business Strategy and Policy through physical and / or digital interaction (including hardware, software, the Internet, any of our websites, digital experiences, interaction with online socialization, mobile applications, our own technologies and / or our information, products and / or services), which are part of the Neotech Finance OÜ (“Business”) business. You may have accessed our business information, products, and / or services through a physical interaction or even through a telephone, computer-based computing system (including, for example, a console or tablet), or any other technology or innovation, hereinafter referred to as an “Access Point”. Any charges associated with external services (such as charges or prices charged by network operators) will apply to our interaction, and we will always notify you at least through information about any surcharges due to us beyond the legal standard and / or levels. practiced in business.

The terms of access, use and / or interaction in our Business Strategy and Policy apply immediately after your first access, use and / or interaction (even accidental) and always before continuing any access, use and / or interaction with any information, products and / or services “Neotech Finance OÜ” in any interaction with our Business, and applies in accordance with the regulatory framework applicable primarily as a resident of a country (or a combination of the latter), and secondly in the alternative in accordance with the regulatory framework determined by other factors (firstly by the accession of the Access Point to a particular country). As a resident of any (including any combination of the latter) “European countries”, “Central European countries” Austria, Hungary, Poland and / or the Swiss Confederation, “Western European countries” Belgium, France, Germany and / or Italy, and / or of the “Specific International Countries” Argentina, Australia, Brazil, Canada, Colombia and / or the United Arab Emirates, separate specific provisions within the “Sections” dedicated to them also apply) will take precedence over any other non-compliant and / or conflicting provisions (including any combination of the latter) in accordance with the order of priority (left-to-right precedence) “Provisions Specific Countries ”⟴“ Provisions Group of Countries ”⟴“ General Provisions ”⥀.

In terms of our global business strategies, operations and interactions, Neotech Finance OÜ will be the responsible entity in accordance with the provisions of all our documents (“Documentation”), including but not limited to those of:

1. The terms of access, use and / or interaction within the Strategy and Policy of our business;

2. Our Privacy Strategy and Policy;

3. Our Cookie Interaction Strategy and Policy;

4. Applicable additional internal documentation;

5. Our contractual framework;

6. General regulatory framework.

By accessing, using and / or interacting with our Business, you have given your specific consent to receive specific communications from Neotech Finance that comply with the applicable regulatory framework, including without limitation our documentation and the regulatory framework of the General Regulation. of the European Union on the Protection of Personal Data. You may withdraw your specific consent at any time by using the options listed below. You further agree that any information, including but not limited to disclosures and / or other communications, and / or any agreement you submit by Neotech Finance (including in electronic form) is in accordance with the regulatory framework and complies with any and all standards or legal requirements regarding the exchange of legal communications and / or information, including the fact that such matters should be submitted in writing. In the absence of your express consent to the use of the options set out below, we reserve the right to disclose to you any information, products and / or services relating to the Business, based on the reasonable need under the regulatory framework for such exchanges to take place. place in the context of your access, use or interaction (with) our Business:

⧬ By selecting this I CONSENT freely and completely unconstrained to be the addressee of all these communications ↹ ⧭ By selecting this I WITHDRAW MY CONSENT freely and completely unconstrained

⧬ By selecting it freely and completely unconstrained I DO NOT CONSENT to be the addressee of these communications ↹ ⧭ By selecting it I consent freely and completely unconstrained to be the addressee of all these communications

1. ISSUE, MODIFICATION, SUSPENSION AND / OR DISPOSAL

Neotech Finance reserves the right to issue, modify, suspend and / or remove any information, product and / or service (including but not limited to any promotion, visitor-related practice, in the unilateral pursuit or management of its business strategy). users and / or Commercial Counterparties, offer documentation), without notice but always in a manner in accordance with the applicable regulatory framework in force.

Neotech Finance may also restrict, suspend, remove, delete, delete or anonymize (including by removing your or our access to) any dedicated personal space and / or related information without notice in the unilateral pursuit or management of its own business strategy, without incurring any liability, always in a manner consistent with the applicable regulatory framework.

By doing so, you understand, respect, assume and fully agree that some (including all) (of) your information, especially that which is part of feeds (including but not limited to general, historical and / or structural information). or activity) and / or from publicly accessible spaces (including those organized and / or managed by the Business) may continue to be accessible to the public after any termination, deletion and / or deletion of your account, and that this does not affect your rights in regarding the removal of this information as a result of your request to do so in accordance with the provisions and / or procedures of the applicable regulatory framework in force.

By doing so, you understand, respect, assume and agree that all of the provisions included or referred to herein in the Terms of Access, Use and / or Interaction in our Business Strategy and Policy continue to apply to our post-termination, termination, and termination. or the termination of our interaction (including after your interaction with us that has ceased or after any modification of your dedicated personal spaces – including but not limited to termination and / or deletion) in their latest version in effect at that time, which will be updated immediately as the applicable version as soon as we issue and publicly disseminate it via the Internet (at least by posting content on the home page of our Neotech Finance business website).

By doing so, you understand, respect, accept and express your complete unconditional agreement that Neotech Finance reserves the right to update the Terms of Access, Use and / or Interaction in our Business Strategy and Policy and any and all provisions referred to herein. anytime. In such a case, Neotech Finance will notify you, and will do the same for any and / or any other entity by written notice and / or by posting this update in the media of our Business that are accessible to the public. You are hereby obliged to continually and in each interaction update your understanding, recognition and / or acceptance in full of the most current version of the Terms of Access, Use and / or Interaction in our Business Strategy and Policy, and of any and all provision (s) referred to therein. In the event that you have any problem or disagreement with any of these provisions, you should immediately cease your interaction with our Business, but in no case before notifying us of any valid request that you may be entitled to make in such a case. circumstance. By continuing your interaction with our Business, we acknowledge your full acceptance of the provisions contained herein and referred to herein (except to the fullest extent permitted by the applicable regulatory framework), and we reserve the right to exercise of Business to take any valid action based on the valid interests of our Business.

In the event that specific jurisdictions have specific regulations in force in the relevant area, the applicable specific regulations in force will be applied in the most favorable legitimate manner permitted by the protection purpose (s) for which they have been adopted for the benefit of Neotech Finance. .

2. LIMITATIONS OF LEGAL LIABILITY

We hereby fully and in the absence of any constraint acknowledge, accept, agree to and consent to the provisions included or referred to herein, which are issued and applied as part of our business strategy, and govern the manner in which you and Neotech Finance we agree to protect ourselves in the event of any potential harm that may be caused in our business interactions (s) including lack thereof.

Compensation and / or RELEASE

You hereby fully, and in the absence of any constraint, acknowledge, accept, agree to and agree to indemnify, protect and / or hold innocent Neotech Finance, our partners, affiliates, entities under control and / or management (including all staff), agents, licensors and / or any Commercial and / or Business Counterparty for and against any and all issues that may be in any way related to your interaction (or attempt to do so) with the Business or any legitimate separate entity. Acting in the name and personal interest of you and representing any entity that may justify an interest in such matters hereby release and / or discharge Neotech Finance of any (and all) requests, requests and / or causes (them) (including but not limited to actions) that you have the slightest legitimate potential to question about any (and all) of your interactions (or attempts) with the Business.

In the event that specific jurisdictions have specific rules on matters of exclusion, exceptions, legal proceedings, legal remedies, legal damages and / or liability, the applicable specific rules in force will be applied in the most favorable lawful manner permitted by the purpose ( ri) l (e) for which they have been adopted for the benefit of Neotech Finance.

NO PARTY (INCLUDING A COMBINATION CONCERNING THEREOF) OR THE ENTIRE BUSINESS OF Neotech Finance SHALL BE LIABLE OR RESPONSIBLE FOR COMPENSATION FOR ANY REASON, INCLUDING ANY INCOME (INCLUDING). , DIRECT AND / OR SPECIAL), INCLUDING BUT NOT LIMITED TO ANY CURRENT DAMAGES, LOSS OF DATA AND / OR LOSS OF BUSINESS OPPORTUNITIES OR PROFITS WHICH ARE LEGITIMELY ESTABLISHED AS OR INTERACTION WITH THE BUSINESS AND / OR PERFORMANCE PRESENTED, EXPECTED AND / OR DELIVERED OF THE INFORMATION, PRODUCTS AND / OR SERVICES OBTAINED THROUGH THE INTERACTION CONTAINED WITH THE INFORMATION CONTAINED BUSINESS (REGARDLESS OF ACTUAL AND / OR ONLINE ACTIVE ENVIRONMENT) OR PARTICIPATION (EVEN TESTED, REGARDLESS OF THE ACTUAL AND / OR ONLINE ACTIVE ENVIRONMENT CONNECTED BY Neotech Finance EVENT (S) AND / OR EVENT OF THE Neotech Finance Partner Entities, OR THE INTERACTION WITH ANY CONTENT, / OR ENTITIES INTERACTING WITH OR DUE TO ANY OTHER CIRCUMSTANCES, EVENTS AND / OR ACTIVITIES RELATED TO ACCESS, USE (INCLUDING THE IMPOSSIBILITY OF USE) AND / OR IN RELATION THEREOF (INCLUDING BUT NOT LIMITED TO ANY PART OF ITS CONTENTS OR ITS CONTENT, AND ALSO THE CIRCUMSTANCES CONTAINED OR ALLEGEDLY INCLUDED THAT THE USE OF THE INCLUSIVE IMPASSE HAS BEEN OR WILL BE WARNED, ADVISED OR ADVISED WITH REGARD TO THE POTENTIAL EXISTENCE OR APPEARANCE OF SUCH DAMAGES AND / OR LIABILITIES.

This completely and in the absence of any Constraints recognized, accept, agree and agree to assume and bear full responsibility for access, use and / or interaction (legitimately established as connected in any manner) with your business or ANY INFORMATION INCLUDED IN OR RELATED TO OR IN CONNECTION WITH IT (INCLUDING, BUT NOT LIMITED TO, ANY PART OF THIS PARTY).

THEREFORE IN ITS ENTIRETY AND IN THE ABSENCE OF ANY CONCESSION YOU ACKNOWLEDGE, ACCEPT, AGREE AND AGREE THAT THE ONLY REMEDY AGAINST Neotech Finance IN CONNECTION HATE ANY LEGALLY DISCLAIMER TO BE CONNECTED (ABSOLUTELY IN ANY WAY) WITH YOUR ACCESS, USE (INCLUDING THE IMPOSSIBILITY OF USE) AND / OR RELATIONSHIP WITH YOU. OR IN CONNECTION WITH IT (INCLUDING WITHOUT LIMITATION ON ANY PART OF THIS OR ITS CONTENT, AND ALSO THE CIRCUMSTANCES ESTABLISHED OR ALLEGEDLY INVOLVED THAT IT WAS ACCIDENTLY IMPOSSIBLE, IMPOSSIBLE, EITHER DISCLAIMER OF ACCESS, USE (OR TESTING OF USE IN THE EVENT OF AN IMPOSSIBILITY EVENT) AND / OR INTERACTION WITH BUSINESS AND / OR Neotech Finance.

IN THE EVENT THAT Neotech Finance IS LEGITIMATELY LIABLE FOR LIABILITY FOR ANY DAMAGES AND / OR LOSSES THAT ARE LEGITIMATELY WITHDRAW TO BE RELATED (IN ANY WAY) TO ITS USE, USE / USE (USE) (A) YOUR BUSINESS AND / OR ANY INFORMATION, Neotech Finance’s liability will in any case be strictly limited to EUR 100.00 (ONE HUNDRED).

3. JURISDICTION AND / OR SETTLEMENT OF DISPUTES

In the event that specific jurisdictions provide for specific regulations on matters of jurisdiction and / or dispute resolution, the applicable specific regulations in force will have the most favorable effect permitted by the protection purposes for which they were adopted for the benefit of Neotech. Finance.

You hereby fully, and in the absence of any constraint, acknowledge, accept, agree and agree that our Business, Terms of Access, Use and / or Interaction within our Business Strategy and Policy, our Privacy Strategy and Policy, our Cookies Strategy and Policy , any relevant, legitimate and applicable business agreement or practice (even belonging to the categories of common, industry-specific or general business practices), and also any (including a combination thereof) and / or all legal disputes, claims, events, requests and / or legal proceedings between you and Neotech Finance will be resolved exclusively in all their general or particular aspects within the applicable Romanian legislation in force, without reference to and / or with your specific agreement expressed herein. disregard for any alternative provisions in force ( even partial) on any choice of legal framework, and in any case will not be governed by the 1980 United Nations Convention on Contracts for the International Sale of Goods.

Except in specific and limited cases where there is a mandatory legal obstacle in this respect and to the extent of the strictest limitation on the applicable minimum level of mandatory protection of consumer rights in relation to the particular, specific circumstance, thereby completely and in the absence of any constraint, you acknowledge, accept, agree and agree that any (including a combination thereof) and / or all legal disputes, requests, events, requests and / or legal proceedings arising either directly or indirectly from your interaction ( including accidental) with our Business (or any aspect thereof), including but not limited to any purchase of Neotech Finance product (s), will be fully and exclusively settled within the legitimate jurisdiction of the Mureș County Court System, Romania.

Any (including a combination thereof) and / or all claims, events of any kind and / or legal claims for damages or any liability will be issued, picked up and brought to our attention in any case within 1 ( un) calendar year after the occurrence of the cause of the request, event, request and / or dispute, unless a different, shorter or longer duration of this period is required in the specific case by the applicable legislation in force. In any case, the shortest term that can be legitimately applied will be the one that will govern our relationship in this regard.

In the event that specific jurisdictions provide for specific regulations in this area, the applicable specific regulations in force will have the most favorable effect that is permitted by the protection purposes for which they were adopted, for the benefit of Neotech Finance.

4. INFORMATION PROPERTY ASPECTS

Except for Visitor, User and Counterparty information (referred to and defined below), all of our business information (including but not limited to textual information, news, stories, articles, computer code, software for computer, computer scripts, computer applications including any interactive function, any and all general artistic elements (s), sketches, stickers, design elements, graphics, photography, sound, video, music, music video (s) ( e), animation element (s), and any other information of any kind) is wholly owned by Neotech Finance or other entities from which Neotech Finance has legitimately obtained use licenses, and as such is under the most comprehensive protection of the broadest scope of international intellectual property protection (including but not limited to those governing copyright, trademark, on inventions and any and all other matters relating to the protection of intellectual property). Neotech Finance and any and all other entities hereby reserve the fullest scope of the rights they may legitimately enjoy within the international framework for the protection of intellectual property (including but not limited to those governing copyright, trademark, on inventions and any and all other matters relating to the protection of intellectual property), and also those included in the provisions contained therein or referred to herein, in the Terms of Access, Use and / or Interaction in the Strategy and Our Business Policy.

All intellectual property rights (including but not limited to trademarks, trade names and service marks), such as the Neotech Finance name and logo design) are owned, protected, registered and / or used in accordance with a license to use by Neotech Finance. No license and / or ownership rights are hereby granted to visitors, users, Business Counterparties and / or any other entity (not even in an attempt to interact with or after the termination of the Business) as a consequence of access ( including its testing), use and / or interaction with the Business (including any related information).

This completely and in the absence of any conflict recognized, accepted, agree and agree to maintain integrity A, not change in any manner and do not remove, delete and / or omit any requests, notifications and / or information on the right of ownership , LICENSE AND INTELLECTUAL PROPERTY IN ANY INFORMATION WHICH IS DOWNLOADED, DOWNLOADED, TRANSFERRED, COPIED, PRINTED OR IN ANY WAY EXTRACTED FROM THE BUSINESS (INCLUDING THE FOLLOWING).

To the extent that Neotech Finance and any other entity allow the extraction, downloading, transfer, printing and / or use of any business information, Neotech Finance or any other entity hereby grants you a license as limited as possible, in the interest of exclusively personal, not to be transferred and not to be sub-licensed, always revocable in order to interact with such business information only for the most limited purpose for which this grant was intended and only for the duration for which the business information was made accessible to the public. No other rights (including but not limited to ownership or any and all extensively permissive licenses) are transferred in respect of business information, which will always be used for personal and non-commercial purposes only. . Neotech Finance and any other entity hereby reserves the fullest right of their legitimate rights to control, monitor, manage and modify or revoke this extremely limited license and / or your interaction (or attempt to do so) with any business information at any time and for any reason. Neotech Finance and any other entity hereby also reserves the fullest scope of their legitimate rights to remove or restrict access (including attempts to access) any business information (regardless of the environment and / or area in which it is located). displayed) which has the lowest potential to and / or actually materialize in violating or in any way infringing or threatening any intellectual property rights (including but not limited to those contained in the business information) and / or any provisions contained or referred to herein, in the Terms of Access, Use and / or Interaction in the Strategy and Policy of our business. The authorization of Neotech Finance and any or all other entities with respect to this use as limited as possible shall not be issued in any form with the intent to waive or shall not be construed as any waiver of any intellectual property rights in connection with the information. Business.

By doing so, in its entirety and in the absence of any constraint, you acknowledge, accept, agree to and consent to interact or attempt to interact with the business information (including any part thereof) only by completely refraining from using, copying, modifying, translate into any other system or language that could dilute or threaten the fullest integrity of intellectual property rights, present, transfer, distribute, store (including but not limited to downloading), use in any commercial manner and for absolutely any benefit , create any illegitimate or threatening derivative works and / or any compositions relating thereto, and in any case and / or manner of pursuing the exploitation of any such business information, including that pertaining to the information of Visitors, Users and Counterparties (at which are referred to and which are defined below), except for your information legally protected, in the absence of prior legitimate obtaining of the most limited specific written consent from Neotech Finance, its licensors and any other entity that may have intellectual property claims in the matter.

THEREFORE YOU ARE NOTIFIED THAT ANY INTERACTION OR TESTING IN CONNECTION WITH THIS BUSINESS INFORMATION OTHER THAN THE PROVISIONS CONTAINED AND / OR RELATED HEREBY SHALL BE REFERRED TO Our, we could be considered at the discretion of our own legitimate assessment in our business strategy to translate potentially in a violation or attempt in relation to any intellectual property rights and / or regulatory frameworks (including any component parts THEM) AND WILL BE AS EXTENSIVELY AS POSSIBLE AS POSSIBLE BY Neotech Finance AND / OR ANY OTHER ENTITY BY FOLLOWING YOUR SUBMISSION TO THE LARGEST LEGITIMATE CRIMINAL LIABILITY AND LIABILITY. BUT WITHOUT LIMITATION OF DAMAGES, PENALTIES AND / OR ANY OF ALL PROTECTIONS, REFUNDS, LIABILITIES THEM (IN CONNECTION WITH THE INCLUDING BUT NOT LIMITED TO CONCRETE AND / OR NON-CONCRETE BENEFITS) AND RELATED IMPLEMENTING MEASURES.

INFORMATION FROM VISITORS, USERS AND TRADE PARTIES

Certain functions and / or spaces within the Business may allow the display of photographic information, video information, comments and / or absolutely any other type of information, which hereby constitutes and will continue to be designated as “Information of Visitors, Users and Counterparties” . Neotech Finance and any of its licensors will not be liable for any such liability or liability for such information that begins to be displayed in the Business. The ownership of this information, insofar as it does not belong to the public domain, or to the extent that other rights may be invoked by any other entity, will be yours in the most limited possible objective interpretation of the matter. Without prejudice to the actual ownership status interpreted as such in the strictest possible manner, you hereby license it in any case for the benefit of Neotech Finance and any of Neotech Finance’s licensors in accordance with the following:

In this way, in the full understanding of the matter and its implications (potentially following your independent search for professional advice and / or confirmation in this regard), you present and declare the risk and expose yourself to the most complete consequences of the sanction of the crime. that you are legitimately entitled to disclose such information and that you thereby give Neotech Finance and all its licensors the widest possible degree of legitimacy in an objective manner of non-confidentiality, non-exclusivity, perpetuity, transfer potential and / or sublicense (in all cases absolutely free of any associated costs and / or conditional provisions) in connection with the granting of a global, global, international license to Neotech Finance and all its licensors to manage and / or in any way interact with any such information of the Visitors, Utilization and Counterparties that appear in the Business, including but not limited to any unenforceable imaginable rights of any entity mentioned in this information, and / or any concepts and / or ideas that may be included in this information. , to be potentially used by Neotech Finance and any and all of its licensors for any reason (including but not limited to commercial), including but not limited to potential interaction with or attempt to interact with (partial and / or complete) ) without prior notice, compensation and / or acknowledgment for use, copying, modification, translation into any other system or language that could dilute or threaten the fullest integrity of the intellectual property rights, presentation, transfer, distribution, storage ( including but not limited to download), use in any commercial manner and for absolute use any purpose (s) and / or benefits of any kind (including but not limited to developments, manufactures and / or advertising activities in connection with the information, products and / or services), the creation of any derivative works and / or any compositions relating to and in any case and / or manner of pursuing the exploitation of any such business information, including that pertaining to the information of Visitors, Users and Counterparties, including by transferring any and / or all such rights and interests (including potential) to absolutely any entity. Neotech Finance always reserves the right to remove any information from Visitors, Users and Counterparties at any time.

You hereby fully, and in the absence of any constraint, acknowledge, accept, agree and consent to the fact that the deleted information belonging to Visitors, Users and Counterparties may remain accessible within the Business if it has been displayed and / or distributed to any other Visitor, User and / or or any other Trade Counterparty that has not also automatically deleted it, except for the most extensive compliance efforts we will make in the event of a specific legitimate request to delete any personal data (especially of a personal nature). sensible).

5. CODE OF CONDUCT OF VISITORS, USERS AND / OR TRADE PARTIES

Welcome to the Neotech Finance experience. You may attempt to interact or interact with the Business only if you are legitimately permitted to do so because of your national legal age and legitimate ability (including but not limited to liability) and in the event of a legitimate consent requirement from a You are obliged to obtain the legal representation (including but not limited to any and all parents and / or supervisors) of the regulatory framework in a legitimate manner and to notify us immediately in the event of any matter thereon. In case of any doubt regarding the interpretation of such provisions of the regulatory framework, you are hereby obliged to notify us immediately for the purpose of the advice, without prejudice to your sole responsibility and obligation to inform you accordingly and to act in a manner full compliance with each applicable provision of the regulatory framework in this regard.

Please take the time to fully acknowledge and freely consent in the absence of any constraints on the following fundamental provisions (which do not exclude the same full acknowledgment and freely expressed agreement in the absence of any constraints on the entire Terms). access, use and / or interaction within the strategy and policy of our business):

Provide completely original information.

You have the sole obligation to provide to the Business only information that you are entitled to make available (including but not limited by the fact that you have or have obtained full rights and / or permissions in connection therewith), including but not limited by any entities that would could be included and / or referred to in this information.

When you register for access to a personal space within Neotech Finance, you obtain and guarantee, in strict compliance with all the provisions of the Terms of access, use and / or interaction in the Strategy and Policy of our business, that:

You will always provide the most accurate and up-to-date information regarding the registration of your personal spaces, as a result of your personal judgment in accordance with the provisions set out in section E below.

You will always retain the personal nature of the registration of your own premises, and you will never register more than 1 (one) personal space Neotech Finance, register one or more personal spaces Neotech Finance in connection with any other entity, and / or transfer the space Your personal or access to it to any entity other than you.

Ensure and guarantee the fullest safety.

You have an exclusive personal obligation to protect Neotech Finance, visitors, users, Trade Counterparties, to protect yourself and to protect absolutely any other entity and to refrain from exposing Neotech Finance, visitors, users, Trade Counterparties, to expose you and to expose absolutely any other entity, namely and to any kind of damages (including but not limited to our sovereign interpretation in our own business strategy of such exposure), including but not limited to any circumstances even the lowest potential (including the actual manifestation of such potential) to cause disturbances, damage, deactivation, mixing events, tasks, interference and / or limitations related to the fullest and most complete achievable level of Business functionality (including of any issues related to it).

You have an exclusive personal obligation to limit and refrain from making the information available (including but not limited to the transfer of this information), regardless of its material manifestation (including but not limited to virus codes, malware codes, programmed code and any other type of physical and digital information) in a manner that has even the least potential (including factual manifestation of this potential) to circumvent intentional business interaction (including but not limited to our sovereign interpretation of the business strategy of such interaction) and / or in any way from altering any business information, product, service, code and / or security measure, function, technology, protection (including but not limited to absolutely any security related matter) .

You have the sole obligation to limit and refrain from using any manner and method of gathering information (including but not limited to procedures involving automated data extraction, use of robotic code, use of mining techniques, robot type, crawling). , scraping and harvesting and / or codes involving them).

You have an exclusive personal obligation to acknowledge and consent freely and in the absence of any constraint that our Business provides public access to any information made available to the public (in connection with which we nevertheless continue to reserve all our legitimate rights in any case). In the absence of our specific and express instructions to the contrary, you have an exclusively personal obligation not to provide any personal information that belongs to you or any other entity.

Ensure and guarantee the highest level of self-interest in any and all business interactions

You have an exclusive personal obligation to limit and refrain from providing any information in the context of marketing, advertising, requests and / or commercial requests and in any circumstances from providing the commercial information and / or from creating any business link with absolutely any entity in the context of any business interactions (other than our sovereign interpretation and / or permission in the business strategy regarding such interactions).

You have the sole and personal obligation to limit and refrain from requesting, collecting, collecting and / or receiving personal information from absolutely any entity and from issuing or transmitting unsolicited information to absolutely any other entity in the context of any business interactions. (other than our sovereign interpretation and / or permission in the business strategy for such interactions).

You have an exclusive personal obligation to limit and refrain from interacting with any method and technology of automation in and in the attempt to initiate any business interactions (other than our sovereign interpretation and / or permission in the business strategy regarding such interactions).

Ensure and guarantee the highest level of proper conduct in any business interaction (including attempts at such a business interaction and after the termination of such a business interaction)

You have an exclusive personal obligation to respect the interaction with the Neotech Finance Business and Experience and to limit and refrain from providing any information (including but not limited to Internet links) that has even the lowest potential (including factual manifestation of this potentially deemed (including but not limited to by Neotech Finance and / or any other legally competent entity with a legal right to make such an assessment) to be inappropriate, discriminatory on any grounds, misleading, constitute an unlawful harassment or interaction or violation, constitute malicious content and / or be potentially illegal, not be representative of appropriate conduct on any grounds (including but not limited to those pertaining to legally punishable morality, or common attitudes and practices) or even because it could be objected to them by absolutely any entity.

It is your sole and personal responsibility to ensure full compliance with any objectively applicable legislation, and Neotech Finance reserves the right (without obligation) to analyze, censor and / or even remove any information derived from you and / or or any other entity.

Ensure and guarantee the highest level of personal representation

You have an exclusively personal obligation to limit yourself and refrain from impersonating and misrepresenting any other legal entity that is separate from you.

The foregoing insurance and warranty is intended to include without limitation any and all other visitors, users and Neotech Finance Counterparties.

You have an exclusive personal obligation to ensure the security and safety of any authentication information related to accessing personal spaces (including but not limited to credentials, usernames and passwords, which we mention without issuing a recommendation that you could automatically anonymize them in if you feel that you should not identify yourself or allow such personal identification to occur, however, your conduct is fully assumed and accepted in the absence of any absolute constraint on this matter. Neotech Finance to offer you the highest level of protection related to the display, protection of this information or the maintenance of an effective communication with you, so you should always follow your personal choices only by fully accepting their consequences). You also have an exclusive personal obligation to ensure that no unauthorized access to your account occurs under your personal control, in addition to (and separately from) the security measures we use strictly with respect to any from your personal spaces.

You have an exclusive personal obligation to notify Neotech Finance through any official communication channel of any interaction with your personal Neotech Finance spaces that you consider to be unauthorized, as you are solely personally responsible for anything (including but not limited to circumstances and / or events) takes place with respect to your personal Neotech Finance premises, whether it involved your actions, knowledge, consent or permission.

Neotech Finance THEREFORE SHALL NOT BE (ACCORDING TO THE EXTENSION OF THE MOST EXTENDED LEGITIMACY) LIABILITY, LIABILITY AND / OR ACCOUNTABLE IN ANY CASE AND / OR ANY DISCLAIMER REGARDING ANY DISCUSSION. / OR DUE TO THE IMPOSSIBILITY OF YOURSELF TO INTERACT WITH THE BUSINESS AND / OR DUE TO ANY UNAUTHORIZED INTERACTION IN CONNECTION WITH YOUR PERSONAL SPACES.

6. PROBLEMS AND / OR INFRINGEMENTS OF COPYRIGHT AND ANY OTHER INTELLECTUAL PROPERTY RIGHTS

You should consider seeking the advice of legitimately authorized professional consultants (including but not limited to certain legal entities) before submitting a notice to us as such conduct may result in administrative and / or legal costs (including but not limited to). without limitation to material taxes, penalties and / or damages) on you in the event of unfounded and / or false claims. In the absence of any legitimate basis to the contrary and always in a legitimate manner, Neotech Finance hereby reserves the sovereign right to assess the effort made to manage these notifications at the value of the contractual agreement granted to you, and in the absence of such contractual agreement we will not impose the effort in any form at a lower level than the minimum contractual agreement level of the Neotech Finance Business. Neotech Finance may choose to discontinue and / or remove any personal space that it considers to have the legitimate potential to infringe any intellectual property rights. However, Neotech Finance does not undertake to do so.

In the event that you wish to make a claim for improper use (including the potential for such use to take place and / or unacceptable resolution of such prior request in connection therewith) with respect to your intellectual property rights, you have a prior obligation ( before the involvement of any other entity in the matter other than any of the / and all legitimately authorized professional consultants mentioned above) to contact us in writing on this matter.

The written request must in any case contain a complete and proper description of the alleged facts, a statement of your assessment in good faith that the alleged misuse is in fact inappropriate (including a statement in connection with this assessment), together with the statement You have issued in full the penalties associated with false statements (in accordance with the appropriate legal framework in force and applicable to your statement) regarding the completeness and adequacy of the presentation of the alleged facts and your legitimate capacity to issue the request.

7. COMMENTS, QUESTIONS, PROBLEMS, CONCERNS OR COMPLAINTS

You and / or any other entity may contact Neotech Finance with questions, raise issues or concerns, or file complaints regarding the Terms of Access, Use and / or Interaction in our Business Strategy and Policy and / or any provision or document. referred to here through our contact:

Trade Counterparty Name:

ARON SAMU PHD LLM ESQ OÜ, prin

Name Data Protection Officer in charge of personal data protection:

Dr. Aron Samu, LL.M., Esq.

Address:

Harju maakond, Lasnamäe linnaosa, Sepapaja tn 6, Tallinn, Eesti Vabariik (Estonia), postal code 15551

Cell Phone Number:

0040743773239

00407 GDPR READY

Google LLC Email Address:

aron.samu@aronsamu.com

Availability of staff protected by personal data protection: proactive 24/7 (24 hours a day, 7 days a week, in view of the obligations deriving from the legislative framework, the communication being considered to have been made on the first The actual communication of the communication was made on a national day off, the characteristics of working day and day off to be interpreted in accordance with the Romanian legislation applicable to this document in terms of interpretation).

8. PARTNERS, TRADE PARTIES, THIRD PARTY ENTITIES AND / OR ANY OTHER ENTITIES RELATED TO THE BUSINESS

Sometimes (even many times or even a qualified majority of these dates), Neotech Finance may be directly or indirectly involved in links or facilitating transfers to and / or from Partners with any Internet pages, platforms and / or systems owned. Third Party Entities (including but not limited to social networking platforms, forums, mobile applications or Apps), and any other information, products and / or services (“Third Party Entities”). Visitors, users and / or Business Counterparties may choose and / or become connected with these Partners, Business Counterparties, Third Parties and / or any other entities related to the Business. However, we hereby notify you that Neotech Finance does not always directly support, control, manage and / or monitor the information, activities, products, services and / or Business of the entities referred to in this Section, and It also notifies you of your obligation to become aware of and adhere to the provisions of the relationship and / or interaction with them, at least by consulting their official documentation of a similar nature to ours following your free choice. in the absence of any absolute constraint (including but not limited to documents of a nature equivalent to “Terms” (including but not limited to “use”, “services”), privacy, security and / or Cookie policies. following your free choice in the absence of absolutely any constraint you should inspect and review carefully any information, activities, products, services and / or business of the entities referred to in this Section. You hereby agree that Neotech Finance has not been, is not and will continue to be in no way and in no way responsible and / or liable for the information, activities, products, services and / or Business of the entities in which Neotech Finance is refers to this Section and that you choose to access, use and / or interact with the aforementioned data and / or Business in accordance with your own risk tolerance and / or your own risk.

9. NOTICES OF CRITICAL IMPORTANCE TO WHICH YOU ARE NOTIFIED TO TAKE SPECIAL ATTENTION AND CONSIDERATION

INFORMATION, PRODUCTS AND / OR SERVICES INCLUDING MEDICAL, NUTRITIONAL, GENERAL PHYSICAL AND MENTAL HEALTH AND / OR ANY PHYSICAL COMPONENTS

The business may manage information, products and / or services that may include medical, nutritional, physical and mental health and / or any physical activity components. These components are included for your information only and should not be considered in any way as medical advice and / or services, or as being managed in the context of diagnoses and / or treatments.

You have an exclusive personal obligation to fully consider any risks and implications of any of your personal decisions regarding any part of and all of this information, products and / or services and to, as a result of your personal choice we recommend that you explore it, seek the professional advice of a legitimately authorized specialist (including but not limited to a doctor) and / or expert before engaging in any activity (including but not limited to one of a physical nature).

You have the sole and personal obligation to limit and refrain from disregarding any such professional advice mentioned above and / or causing delays in seeking and obtaining such professional advice on the basis of any information, products and / or services that may include medical, nutritional, general state of physical and mental health and / or any physical activity.

Neotech Finance THEREFORE SHALL NOT BE (ACCORDING TO THE EXTENSION OF THE MOST EXTENDED LEGITIMACY) LIABILITY, LIABILITY AND / OR ACCOUNTABLE IN ANY CASE AND / OR ANY CIRCUMSTANCES REGARDING ANY YOUR INTERACTION WITH AND / OR DUE TO THE IMPOSSIBILITY OF YOUR IMPACT TO INTERACT WITH THE BUSINESS.

10. INTERACTIONS OF VISITORS, USERS AND / OR TRADE PARTIES

We hereby notify you that our Business is not responsible for your personal interactions (or inability to engage in) your personal (including but not limited to anonymous or impersonation) interactions with visitors, users and / or Counterparties. (Including those you do not know and / or acknowledge, including any particular but not limited to the confidentiality and security of your interactions) in our Business, Products, Services and / or any information included or it refers to or in connection with it (including but not limited to any part thereof, content or materials, and the circumstance invoked or legitimately determined that use including inability to use, access and / or interaction would have been accidental ) or for any liability, problems and / or or damages that you may suffer as a result of those interactions, to the fullest, fullest and in any case the most complete and comprehensive extent permitted by and not prohibited by the applicable regulatory framework (including but not limited to the one of a legal nature).

We hereby notify you of your sole responsibility and exposure to any risks (and that we recommend that you act in a prudent manner) whenever you interact with any visitors, users and / or Counterparties (including those you do not know and / or acknowledge, including the possibility of confusion in particular but not limited to issues related to the confidentiality and security of your interactions) in our Business, products, services and / or any information included or referred to therein or in in connection with this (including but not limited to any part thereof, content or materials, as well as the circumstance invoked or legitimately determined that the use including the impossibility of use, access and / or interaction would have been accidental).

Before you meet with another visitor, user, another Counterparty, and / or a person in a real, face-to-face environment, we recommend that you consider a prudent investigation, the meeting should take place in the presence of others you trust, the selection of public places, and also in any case the notification of others you trust about your location and availability. Neotech Finance hereby reaffirms that we have no obligation and / or obligation to engage in any dispute regarding visitors, users, Business Counterparties or other entities, that we will not be liable to bear any liability whatsoever in connection with these, although we reserve the right to engage in them whenever we sovereignly choose to do so.

11. WARRANTY NOTICE

In the event that specific jurisdictions provide for specific regulations regarding exclusions, legal proceedings, legal remedies, legal damages and / or liability, the applicable specific regulations in force will have the most favorable effect that is permitted by the protection purposes due to which were adopted for the benefit of Neotech Finance.

The business, products, services and / or any information included or referred to therein or in connection therewith (including but not limited to any part thereof, content or materials, and the circumstance relied upon or lawfully determined that use including inability to use, access and / or interaction would have been accidental) are issued, made available and / or delivered in a “AS IS” manner. No acknowledgments, guarantees, assertions or obligations of any kind whatsoever shall be issued and / or assumed in respect of (including but not limited to) the completeness (including but not limited to the appearance of the legitimate full reasonable disclosure subject to interpretation and / or judicial review), soundness, accuracy, appropriateness (including but not limited to the appropriateness of any activity relating to advertising and / or marketing), usefulness (or any other features and / or characteristics (a) the business, products, services and / or any information included or referred to herein or in connection therewith (including but not limited to any part thereof, content or materials, and the circumstance invoked or determined legitimately that use including inability to use, access and / or interaction would have been accidental).

Neotech Finance THEREFORE IS NOT AND IN ANY CASE WILL CONTINUE TO BE IN NO WAY RESPONSIBLE AND / OR GUILTY FOR THE CONTENT OF ANY VISITORS AND USERS AND USERS, / OR Or any information included or referred to herein or in connection with it (including but not limited to any parts thereof, content or materials, as well as the circumstance that is legitimately invoked or determined that the use including the impossibility of use, accessing and / or THE INTERACTION WAS ACCIDENTAL ACCIDENTAL) AND / OR FOR ANY ACCESS, USE AND / OR INTERACTION IN CONNECTION WITH IT IN THE BIGGEST, FULLEST AND IN ANY CASE OF THE MOST COMPLETE AND COMPREHENSIVE CONDITIONS EFFECTIVE (INCLUDING BUT NOT LIMITED TO THE LEGAL NATURE).

Despite its best efforts to the contrary and to mitigate the risk aspects referred to below, Neotech Finance does not hereby assume and / or warrant that the Business, Products, Services and / or any information included or referred to herein or in connection therewith (including but not limited to any part thereof, content or materials) and the circumstance invoked or legitimately determined that use including accidental) and / or any access, use and / or interaction in connection with them does not have the potential to become interrupted or cause errors, that there will be no defects that cannot be corrected, that place in a certain period of time, and / or that experiences related to the Business will be free of malware, viruses and / or any other element harmful or other harmful feature.

Neotech Finance hereby disclaims all liability, warranty and / or liability (regardless of their express or implied nature, general or specific) with respect to the Business, products, services and / or any information included or referred to herein. or in connection with them (including but not limited to any part thereof, content or materials including those relating to visitors, users or Business Counterparties, and the circumstance invoked or legitimately determined that the use including the impossibility of use, access and / or interaction would have been accidental) and / or any access, use and / or interaction in connection therewith, including but not limited to express or implied warranties of title (including ownership), commercial any specific purposes and / or lack of infringements in the largest, most complete and in any case the most complete and c this measure is permitted by and not prohibited by the applicable regulatory framework in force (including but not limited to that of a legal nature).

You hereby fully, and in the absence of any obligation, acknowledge, agree, agree to and consent to the fact that you and / or the builders of your Access Points (or any combination of warranty service providers in connection therewith) are solely and fully responsible. for any damage to your Access Points that is an immediate result or a mediated consequence of your access (even accidental), use and / or interaction with your Business, Products, Services and / or any information included or referred to herein or in connection with these (including but not limited to any part thereof, content or materials, and the circumstance invoked or legitimately determined that the use including the inability to use, access and / or interaction would have been accidental), at most, full and in any case the most complete and comprehensive measure allowed by the cat and not prohibited by the applicable regulatory framework (including but not limited to the legal nature).

We sincerely hope that you enjoy and receive the fullest reasonable level of benefit from accessing, using and / or interacting with the Business, products, services and / or any information included or referred to herein or in in connection with these (including but not limited to any part thereof, content or materials, and the circumstance invoked or legitimately determined that use including the impossibility of use, access and / or interaction would have been accidental); however, by this we cannot and do not assume and / or guarantee any (including a combination of) end result (s) or the fact that you create absolutely any expectations regarding them.

12. FINAL PROVISIONS

IMPORTANT NOTICE REGARDING APPLICATION SYSTEMS: Visitors, users and / or Trade Counterparties hereby fully and in the absence of any constraint acknowledge, accept, agree and consent to the terms of the Terms of Access, Use and / or Interaction under our Business Strategy and Policy is a binding contractual agreement only between its parties, namely you and Neotech Finance, and that your interaction with Application Systems (for example, Apple Inc. App Store®, and / or Google LLC Play) in which you may have accessed, started or continued to use and / or interact with an application Neotech Finance (“App”) does not relieve you of any of the provisions (including or referred to herein) that apply to your interaction with Neotech Finance.

Neotech Finance may assign and / or transfer the rights, tasks, obligations and / or responsibilities set out in its own Business Documentation and the regulatory framework applicable to any (including groups of) entities without issuing any notice to the visitor, user and / or Counterparty. at all times, except in limited specific cases where such notification is required under the applicable regulatory framework. Any such provision shall, however, maintain in full force and effect the broadest applicable set of provisions containing our rights, tasks, obligations and / or responsibilities.

Our refusal or failure to manage, ensure and / or enforce the applicability (in whatever strict manner we may or fail to choose the matter) of the provisions included or referred to herein shall not and shall in no way be construed as a waiver. to any of the rights. Visitors, users and / or Trade Counterparties are hereby notified of the broadest legitimate level of applicability of the provisions included or referred to herein.

In the event that any of the provisions included or referred to herein are considered null and void, invalid, ineffective and / or unenforceable, they will be interpreted in the manner of their highest level of validity, effectiveness and applicability in the spirit of the principles. and the provisions included or referred to herein, and in any case the largest legitimate remnant of the appropriate provisions legitimately included or referred to herein will also maintain their highest level of validity, effectiveness and applicability in the spirit of the principles and provisions included or referred to herein.

Thank you for accessing our Business (including our information, products and / or services) and for recognizing, reading and accepting freely and without any constraint the Terms of Access, Use and / or Interaction within the Strategy and the Policy of our business through physical and / or digital interaction (including through hardware, software, the Internet, any of our Internet sites, digital experiences, interactions with social networking platforms, mobile applications, proprietary technologies and / or our information, products and / or services), which form part of the Neotech Finance OÜ Business. We invite you to feel free to continue your interaction with the Neotech Finance experience!

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